Deposits

Merchants Commercial Bank offers a range of deposit products and services that provides business clients with real-time account and transaction detail access.

MCB deposit products and services allows our commercial clients to bank on the go, at any time and from any location. Take advantage of one of the following accounts or allow us to design a product that best suits your needs:

Business Basic Checking

The Business Basic Checking account is tailored to small businesses with limited monthly transactions while providing the perks and services of a traditional checking account.

Business Premier Checking

The Business Premier Checking account is tailored to allow more flexibility by providing unlimited monthly transactions. The Business Premier Checking earns credit on average balances which is applied to offset usage costs incurred.

Interest Checking

The ideal account for not-for-profit entities and sole proprietorships. The Interest Checking Account provides the opportunity to earn interest and offset fees while maintaining low balances and less restrictions on transaction activity.

Money Market Deposit Accounts

Have excess funds in your operating account? Earn higher interest yields on your excess funds with an MCB Money Market Account.

Certificates of Deposit

Earn competitive rates of interest on your deposits with terms ranging from 3 to 24 months.

Savings Accounts

Earn interest on your excess cash with an MCB Statement Savings. Statement Savings provide limited monthly debit transaction activity.

Trust Accounts

Plan for the future with an interest-bearing Trust Account.

IOLTA (Interest on Lawyers Trust Account)

Interest accrued on IOLTAs goes directly to the V.I. Bar Association to fund the provision of legal services to indigent parties.